Need an appraisal?
Check out the top reasons OH and WV homeowners use McCarthy Real Estate, Inc., Appraisal Services:
Do you need help determining the value of your real estate?
At McCarthy Real Estate, Inc., Appraisal Services, we understand the individual needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the standard "products" we deliver to them. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at McCarthy Real Estate, Inc., Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. At McCarthy Real Estate, Inc., Appraisal Services, we're qualified in helping folks just like you abolish unwanted and unneeded PMI insurance.
Challenging Washington, Morgan, or Wood county's assessment of your property
Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from McCarthy Real Estate, Inc., Appraisal Services is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be inopportune from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. McCarthy Real Estate, Inc., Appraisal Services can provide you with a professional appraisal that will help you reinstate your HELOC.